Tue. Apr 16th, 2024

So, you want to be a millionaire.

It’s a big goal, and for most people there are only four options to make it happen. You can inherit money, win money, save money or earn money.

In other words, you can inherit money from a rich relative, win the lottery, save for most of your life, or earn a million in your own business.

Inherit Money

This one is pretty straightforward. You either come from money or you don’t. Movies are full of stories about people inheriting millions unexpectedly from long-lost relatives, but don’t count on it. Even if you do have rich relatives, you could wait years and years before the millions become your own.

Bottom Line: It’s not your money, so don’t waste your life waiting for it.

Win the Lottery

The odds of winning the lottery in a single state lottery are about 18 million to one. Looking to win one of the multi-state Mega-Millions? Your odds of winning jump as high as 120 million to 1.
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Your odds of being struck by lightening are about 2.65 million to one. You are 6 to 45 times more likely to be struck by lightening than to strike it rich on your next lottery ticket.

Bottom Line: Buying that lottery ticket is about as productive for your financial future as striking a match to that dollar and watching it burn.

Save Money

Finally, a guaranteed way to become a millionaire! If you discipline yourself to save and safely invest 10% of your income from the time you are 18, there is absolutely no doubt in my mind that you will have accumulated at least a million dollars by the time you are ready to retire at 65.

That means you need to be sensible and practical your entire life. No splurge spending on your dream car, or vacations in paradise. After all you are saving for your future!

Saving for your future is a great habit. But most of us just don’t have the self-discipline to be successful at it. Personally, I would rather earn money fast so I don’t have to sacrifice to save. I want to spend money on things that make my current life rewarding. Patience has never been one of my strong suits. If you can make the save and invest method happen, I applaud you.

By admin